Credit card debt may be hazardous to your financial health

Have you been offered a credit card lately? The industry sends out billions of credit card offers each year, and the average household has several thousand dollars in credit card debt. Credit card companies make it very easy and very tempting to say “charge it.” Unfortunately, like so many tempting things, credit card debt can […]

How to have a comfortable retirement

Retirement Planning If you’re age 35 or more and haven’t made a serious effort to plan for retirement, your dreams of a comfortable and active retirement could turn into the nightmare of being old and poor. Scare tactics, you say? Consider this: most experts say you need at least 66% of pre-retirement income to live […]