Having a business plan is necessary for survival in today’s competitive business environment. A written business plan is as essential for a small business as it is for large corporations. A good business plan will help you focus on current and potential problems and assist you, your advisors, and employees in improving net profit. Many […]
Have you been offered a credit card lately? The industry sends out billions of credit card offers each year, and the average household has several thousand dollars in credit card debt. Credit card companies make it very easy and very tempting to say “charge it.” Unfortunately, like so many tempting things, credit card debt can […]
A budget helps you make sure you will have enough money every month. Also, your budget can help you save money for the future. Without a budget, you might run out of money before your next paycheck. Here are some tips: Start a budget by gathering your bills and pay stubs. Think about how you […]
What should parents teach their teenagers about finances? How can you help them avoid the lure of easy credit and overspending? First, teach by example. Do you tell your youngster to save for the future when you don’t set aside money for retirement? Do you finance your purchases with ever-increasing debt, or does your lifestyle show […]
