You can open different kinds of IRAs with a variety of organizations. You can open an IRA at a bank or other financial institution or with a mutual fund or life insurance company. You can also open an IRA through your stockbroker. Any IRA must meet Internal Revenue Code requirements, which are listed below for […]
Suppose you’re switching jobs if you were furloughed because of the pandemic or you’re simply searching for greener pastures. If you have a 401(k) from your soon-to-be former employer, you must decide what to do with your retirement account when you leave. Here are your four options: Leave the money in your previous employer’s pension […]
Net Worth Whatever your financial goals in life – whether they include buying a new house, taking a trip to Europe, funding your children’s college educations, having enough money for a comfortable retirement, or all of the above – you are more likely to reach your goals if you do some planning. The fact that […]
Have you been offered a credit card lately? The industry sends out billions of credit card offers each year, and the average household has several thousand dollars in credit card debt. Credit card companies make it very easy and very tempting to say “charge it.” Unfortunately, like so many tempting things, credit card debt can […]
Shopping can be fun and addicting but can also drain your wallet. So how do you maintain a respectable wardrobe in a cost-effective way? Here are three tips to help you find that perfect pair of jeans or classy wedges to add to your closet without breaking the bank. Shop second-hand. Admit it. Most shoppers prefer […]
